The Valley Schools Management Group (VSMG) administers the financial, accounting, audits, investments, personnel, human resources, budgeting and other oversight of all the Valley Schools organizations under its umbrella. Valley Schools Employee Benefits Group (VSEBG) provides health, dental, life insurance and other benefits. Valley Schools Workers’ Compensation Group (VSWCG) provides workers’ compensation insurance. VSIG is the Valley Schools Insurance Group which provides liability insurance. Health Programs for Arizona Cities and Towns (HPACT) is a program crafted for the unique employee benefits needs of Arizona governmental agencies.