The Valley Schools Advantage 

One recent negotiation for life insurance saved 21% off basic life insurance rates for all members and included a three-year rate guarantee. VSEBT renegotiates and seeks better prices and services on a constant basis. 

By pooling, districts have a much lower administrative cost for acquisition. 

Valley Schools Employee Benefits Trust is able to negotiate the most competitive rates in the state on insurance products and services. Full plan administration also reduces administrative work on appeals, claims, documents, legal, vendor management and committee work. The ability to negotiate during rate renewals with multiple vendors, if necessary, creates the benefit of a continuous best and final. No group on its own would be able to have specialty staff working for them year round to produce these savings.

✓  Plan Administration 

✓  Purchasing Power 

✓  Tough Negotiation 

✓  Dedicated Resources


Plan Administration Includes:

  • Payments to all vendors
  • Accounting services
  • Financial statement preparation
  • Active investment of reserves
  • COBRA administration
  • 403 and 457 compliance
  • FSA administration
  • Appeal process management
  • Wellness program administration
  • GASB 45 OPEB Actuarial Services

On your behalf, Valley Schools will:

  • Evaluate medical and pharmacy programs for benefit and cost improvement
  • Evaluate all non-medical plans (dental, life, flex, vision etc.) for benefit and cost improvement
  • Provide all incumbent providers renewal services with alternative provider options