Medical Research: Truth or Myth?

Myth: All medical recommendations are made based on research that is up-to-date, and absent of error. Truth: Healthcare and medical research are flawed due to outside pressure and influence. If you have been following our myth-busters, then you are aware that the information in them does not always align with the recommendations that come from credible organizations like the American … Read More

Using Your Health Carrier’s Cost Comparisons Tool

That MRI Costs HOW MUCH?!  If you’ve been one of the unlucky ones who know how much a knee or chest MRI impacts your wallet, you probably have had an unfortunate experience of sticker shock. If you are on a PPO or Copay Plan, diagnostic testing isn’t something we think much about as it’s likely only a $20-50 dollar copay. … Read More

What’s the Doctor got to do with it?

“By far the most frequent drug used in general practice was the doctor himself. It was not the bottle of medicine or the box of pills that mattered but the way the doctor gave them to his patient.” -Michael Balint Have you ever considered how much influence the relationship with your health care provider has on your health? When selecting … Read More

Welcome to Summer!

Valley Schools welcomes you to the Benefits Broadcast, showcasing timely topics and updates relating to your membership. We are passionate about serving our members and helping them live their best lives. Your Benefits Account Management and Wellness Team are always available to answer questions and provide detail on any of the topics and resources listed below. Health and Happiness from … Read More

Should You Consider Self-Funding?

If you are a public sector employer of 200 or more benefit-eligible employees, self-funding, or self-insuring your medical and pharmacy plan(s) is an essential option to consider. Let’s compare fully insured to self-insured plans: Fully Insured Self-Insured •       Insurance company dictates the cost of the monthly premium to the employer •       Employee/Employer pays a set monthly premium •       Insurance company … Read More

Factoring Health Care Costs into Your Retirement

If you’re contemplating and planning for retirement, there is much to consider. The basics come to mind first, housing, food, transportation, travel to “bucket list” locales, gifts for the grandkids and – last but certainly not least – health care.    You may want to move health care to the top of that list. A study released earlier this year … Read More